Like any other U.S. state, Indiana is no stranger to car accidents. For 2016, the NHTSA has reported a total of 821 traffic fatalities in the state, which has increased from the tally of 717 fatalities for 2015. Non-fatal car accident injury cases also take place on a regular basis.
If you have been hurt in a car accident, you will know that the consequences extend from the physical to the psychological and emotional. This is why you need proper compensation after being injured in a car accident in Indianapolis, Indiana.
How to File for a Car Accident Injury Claim in Indianapolis, Indiana
If you or a loved one has been hurt in a car accident in Indianapolis, Indiana, your first step should be to report the accident to the authorities. This step is crucial as any police information and report can be used when applying for a car accident injury claim later on.
After being injured in a car accident, you may decide to file a claim with the insurance company. This follows the insurance rule imposed on all drivers from within the state. To be able to drive a vehicle in Indiana, the driver must have liability insurance. This is a state requirement that is valuable if you end up hurt in a car accident. The coverage for liability insurance in Indianapolis, Indiana can range from $25,000 to $50,000.
Another option for you or a family member hurt in a car accident is to file a claim against the insurance company of the negligent driver. The comparative negligence rule prevails in Indianapolis, Indiana. This means if your contributory negligence after being injured in a car accident is more than 51%, you will not be allowed any compensation. To be fully eligible for a claim, your responsibility in the accident should be less than 51%.
But what happens if the other party is ruled to be primarily at fault, but the insurance company still refuses to give you proper compensation? Your option is to bring the complaint to court, with the help of a car accident injury attorney. The court will determine whether you are eligible to recover more damages or not.
Injured in a Car Accident in Indianapolis, Indiana. Will a Car Accident Lawyer Be Able to Help?
An auto accident attorney can definitely help both in insurance and legal matters. Right after being hurt in a car accident, your first step should be to report the incident and to contact a car accident injury attorney right away.
Even if you are tempted to call your insurance agent first after being injured in a car accident, this is not always advisable. You need to make sure that you have sufficient legal support as means of representation when engaging in insurance discussions.
Anyone injured in a car accident suffers not only physically, but also mentally and emotionally. Most importantly, the sustained injuries may require expensive treatment. This is why you need to file a car accident injury claim immediately. You only have two years to file for a lawsuit after being injured in a car accident. Without a committed attorney to back you up, you may easily lose a favorable compensation case.
How Do I Establish Negligence After Being Injured in a Car Accident?
To be hurt in a car accident means that someone is at fault, but even if you are the only one injured in a car accident, you could still be found responsible. An insurance claims adjuster can determine the party at fault, but their interpretation may not be accurate. That is why it is best to hire a car accident attorney after getting into a wreck so that they can evaluate the case with your best interests in mind.
Using years of car accident experience, your lawyer can interview witnesses, review the police’s accident report, and examine images of the scene to build a case that shows the other driver’s negligence is what led to the accident.
Get the Legal Help You Need in Indianapolis, Indiana by Talking to a Car Accident Attorney from Rowe & Hamilton Today
With the help of a committed car wreck attorney in Indianapolis, Indiana, you can start working on getting compensated down to the last cent as fair recovery for the physical and psychological repercussions of your car accident injury.
Nobody deserves to be hurt in a car accident and to be poorly compensated for it by insurance companies. Talk to us at Rowe & Hamilton today so we can examine your claim and represent you in further meetings with insurance carriers. We are ready to help, so give us a call today.