What Do I Do If I’m Hit by a Driver Who Overdosed on Drugs?

Getting in an accident is scary enough. The last thing you want to do is get hit by a driver who has lost total control of his car. This is often the case with impaired drivers. When people get drunk and get behind the wheel, they drive recklessly.

What can be even scarier than driving drunk is driving under the influence of drugs. With the heroin epidemic going on in this country today, there is a growing fear of driving under the influence. There are articles in the news all the time about people who crash their cars while suffering from a drug overdose.

When someone overdoses from drugs, they lose all consciousness. They have no idea what they’re doing. They lose total control of their car. There is no way they can control what happens. Innocent people get hurt and killed all the time.

If you or a family member get hurt by an impaired driver, you need to call a car accident lawyer in Indianapolis.

Car Accident Attorneys in Indianapolis Are Seeing More of These Cases

Sadly, with the number of people abusing drugs on the rise, the number of accidents increases too. People of all ages get behind the wheel while under the influence of drugs. Too often, they end up overdosing while in the middle of driving.

You could be driving down the road and have a car hit you out of nowhere. A car could cross the center lane and plow into you head-on. Or, you could be t-boned by a driver suffering from an overdose.

Although legally, the law is the same for all car accidents, attorneys run into special problems in these types of cases. These problems include:

  • Uninsured drivers
  • Serious injuries
  • Claims that exceed policy coverage
  • The question of punitive damages

If someone decides to drive while high on drugs, it seems like they should be held accountable. Their behavior is not only negligent, it is reckless. It only seems right that they should be liable for punitive damages. This is something your Indianapolis car accident lawyer will fight for.

Your Indianapolis Car Accident Lawyer Will Get You the Compensation You Deserve

As with any other car accident case, your lawyer is going to fight to get you as much as possible. You will suffer some pretty serious injuries. This means your damages could be quite high. Some of the injuries you may suffer are:

  • Traumatic brain injuries
  • Head injuries
  • Broken bones and lacerations
  • Internal injuries
  • Back and neck injuries

All of these could require surgery and physical therapy. You may be out of work for quite some time. This is why your Indianapolis car accident lawyer will demand you be compensated fairly.

Your claim will include damages for the following:

  • Medical Bills
  • Lost Wages
  • Pain and Suffering
  • Property Damage
  • Punitive Damages

When you file your insurance claim, your hope will be to be compensated for all of these things. However, depending on their coverage, the other driver’s policy may not cover the entire amount.

Your Indianapolis Car Accident Lawyer Can Negotiate a Settlement

If your claim is denied or doesn’t cover your injuries, your Indianapolis car accident lawyer will reach out to the insurance adjuster. He’ll try to negotiate an out of court settlement that compensates you fairly. This may or may not be possible,

If your damages exceed $500,000, you could find yourself in trouble. Most insurance policies only pay up to this amount. Some may pay as much as $1 million. However, the kind of people who overdose on drugs tend to have the absolute minimum coverage.

If your claim isn’t covered by the defendant’s policy, your lawyer can help you file a claim against your uninsured motorist’s fund. This coverage is intended to cover you in situations just like this. Just keep in mind, the limits for uninsured motorist’s coverage are low. They typically only cover up to $50,000.

Contact an Indianapolis Car Accident Lawyer Today

If you get hit by an impaired driver, you need to contact an Indianapolis car accident lawyer. He can help you navigate the legal system. He can also make sure you aren’t taken advantage of by the insurance company.

Call and schedule your initial consultation today. It is absolutely free and it gives you a chance to ask an Indianapolis car accident lawyer any questions you may have. It also gives him a chance to let you know what your case may be worth.

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