When you are a driver in a wreck, you know that either your car insurance or the car insurance of the other driver should pay for your injuries. But what if you are a passenger in a wreck? Who pays for your injuries when this is the case?
The bodily injury liability coverage of the at-fault driver is usually responsible for paying for any injuries to passengers. This means that if the driver of the car in which you were riding was the one who was at fault for the accident, this driver’s bodily injury coverage should pay for your injuries. The same is true in the event that the other driver was at fault.
If the driver of the car in which you were riding at the time that the accident occurred carries medpay coverage, this coverage type may be used to pay for your injuries, too. Of course, you can always file a claim with your own health insurance as well.
And, just like others who are injured in a car wreck, you too have the right to file a lawsuit against the at-fault driver, and may choose to do so if your injuries are especially serious. While filing a lawsuit against the driver of the vehicle (whom you know) can be difficult to do, it may be the only way to recover the compensation that you really deserve.